Studies have shown that people who have dental benefits are 58% more likely to visit their dentists, which results in better oral health. Additionally, people who have very good oral health were found to be two times as likely to have great physical well-being. The following are ways we at Kissing Camels Family Dentistry recommend to maximize your dental benefits before the year ends.
Good Oral Health May Keep You Healthy
Did you know that your overall health is connected to your oral health? Studies have shown that gum disease is linked to various health conditions, such as heart disease and diabetes. As a matter of fact, there are about 120 illnesses that can be detected by your Colorado Springs dentist during a dental exam. Making sure to have at least two dental visits in a year, every six months, may help detect any serious conditions. When these conditions are caught early on, you’re able to start treatment that much faster.
It should be noted that if you do have any other oral health issues, you should visit your Colorado Springs dentist for an evaluation.
Get Preventive Care
If you have not visited your 80920 dentist all year but may have concerns about your health, take action by visiting the dentist. This allows your dentist to spot and treat oral health issues that might occur early. This will save you from expenses and pain down the line. Contact Kissing Camels Family Dentistry in Colorado Springs, CO to address any dental concerns that you may have and improve your oral health.
Visiting your dentist for any issues may make having dental insurance worth it. Most dental plans cover preventative care such X-rays and exams, as well as cleanings, at little or no cost to you. Any benefits you do not use by the end of the year expire. So, don’t waste your dental benefits!
Preventative dental care will save you a lot of money in the long run. So, if you do not have preventative care, consider purchasing a plan with a well-known insurance provider.
Visit Kissing Camels Family Dentistry to Save Your Money
As we all know, you should always make sure that your dentist is a licensed practitioner. Visiting our dental office in Colorado Springs, CO ensures you get quality and affordable care
Utilize Your Flexible Spending Account Dollars for all Your Dental Expenses
Employers may provide Flexible Spending Accounts to patients to help them with medical bills. Below, our Colorado Springs CO dentist shares a few facts concerning FSAs that you should be aware of:
Your FSA balance covers most dental procedures (anything that prevents or treats a disease). This includes teeth extractions, cleanings, and fillings. Sadly, teeth whitening, which is a cosmetic procedure, might not be eligible. But if you would like to get your teeth whitened, give your cosmetic dentist in Colorado Springs a call. The good news is you can cover your out-of-pocket expenses for adult or child orthodontics using your FSA account.
Unlike HSA (Health Savings Account) balances, FSA balances do not turn over, meaning that you must make sure you have used your benefits within the contribution year. Many plans have a 2 to 3 month grace period. However, many participants usually lose their unused money in their FSAs at year’s end in December. Please ensure that you ask your policy administrator for all the details on your policy and plan all your future dental and medical appointments accordingly.
In addition to this, an FSA decreases your taxable income, and you can use that money for other health expenses. It also increases the amount you take home, so you gain more control over your family budget and a significant tax savings amount. Thus, Dr. Boals, the best dentist in Colorado Springs, explains that this allows you more room to plan for various expenses in the future.
Your Plan Benefits Reset in January
As the year comes to an end, you should review your dental plan to find out what is covered under it, the remaining amount, and when the benefits begin anew. Generally, dental plans cap the annual coverage limit and are done either by plan year or calendar year. If your benefits are by calendar year, they will automatically renew on January 1. This means that you will have to pay your deductible again after the 1st of every year. Also, your annual maximum will also be renewed at the start of your dental plan year, depending on your plan. If you did not visit your Colorado Springs dentist in the prior year, you may end up losing part of your maximum allocation.
Additionally, our friends at New Providence Family Dentistry, New Providence NJ dentist explain if you had not used up your plan and may need treatment, make sure to take care of the issue before your plan renews on January 1. This applies to follow-up work as well. This will ensure that when your plan resets, you won’t use up a lot of the new year’s coverage.
We recommend that you ensure you fully utilize your dental benefits before year’s end and schedule a visit with the best dentist in Colorado Springs. Start your new year with a healthy smile, more money in your pocket, and better overall health. If you’d like to know more about how you can make the most out of your dental benefits, contact your dentist at Kissing Camels Family Dentistry today.
Editor’s note: This post was originally published in November 2020 and has been completely revamped and updated for accuracy and comprehensiveness.